@base .
@prefix rdf: .
"This ontology defines abstract concepts for representation of industry classification schemes." ;
"https://opensource.org/licenses/MIT"^^ ;
a ;
"Classification Schemes Ontology" ;
, , , , ;
;
"The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of the ontology was modified to eliminate deprecations that are more than 6 months old.", "The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of the ontology was modified to use the Commons Ontology Library (Commons) Annotation Vocabulary rather than the OMG's Specification Metadata vocabulary.", "The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of this ontology was introduced as a part of the initial FIBO FBC RFC and revised due to changes introduced in the FIBO 2.0 RFC.", "The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of this ontology was modified to move the property, 'is conferred on' to the Legal Capacity ontology and to use the Commons Ontology Library (Commons) rather than the OMG's Languages, Countries and Codes (LCC), eliminating redundancies in FIBO as appropriate.", "The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of this ontology was revised to address hygiene issues with respect to text formatting and loosen the constraint on classifier from classifies something to min 0.", "The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of this ontology was revised to eliminate circular definitions.", "The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of this ontology was revised to eliminate duplication of concepts in LCC and change the parent class of Classifier to Aspect in Analytics.", "The https://spec.edmcouncil.org/fibo/ontology/FND/Arrangements/ClassificationSchemes.rdf version of this ontology was revised to replace hasDefinition with isDefinedIn to clarify intent." ;
;
"Copyright (c) 2014-2023 EDM Council, Inc.", "Copyright (c) 2014-2023 Object Management Group, Inc." .
a ;
;
"industry sector classification scheme" ;
, [
a ;
;
] ;
"system for allocating classifiers to organizations by industry sector" ;
"Examples include the North American Industry Classification System (NAICS) and Standardized Industry Classification (SIC) in the U.S. and Canada, and the NACE (Nomenclature Générale des Activités Économiques dans les Communautés Européennes) in the EU, developed by governments to classify industries. They also include commercial classification schemes, such as the Global Industry Standard Classification (GICS) developed jointly by Morgan Stanley Capital International (MSCI) and Standard and Poor's, and competing schemes including the Industry Classification Benchmark (ICB) system, maintained by Dow Jones and London's FTSE Group, among others." .
a ;
;
"industry sector classifier" ;
, [
a ;
;
;
"1"^^
] ;
"standardized classification or delineation for an organization, or possibly for a security representing an interest in a given organization, per some scheme for such delineation, by industry" .
"Commercial loans are loans where the loan purpose is some commercial purpose. Note that these are distinguished by the loan purpose not by the borrower type - borrowers may be corporate or personal, though in the majority of cases they would also be corporate loans that is loans with a corporate borrower." ;
"""Copyright (c) 2016-2025 EDM Council, Inc.
Copyright (c) 2016-2025 Object Management Group, Inc.
Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the 'Software'), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions:
The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.
THE SOFTWARE IS PROVIDED 'AS IS', WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
See https://opensource.org/licenses/MIT.""" ;
a ;
"Commercial Loans Ontology"@en ;
, , , , , , , ;
;
"The https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/CommercialLoans.rdf version of the ontology was modified to replace additional content that is now available in the OMG Commons Ontology Library (Commons) v1.2 (FND-389)." ;
;
"Copyright (c) 2016-2025 EDM Council, Inc.", "Copyright (c) 2016-2025 Object Management Group, Inc." .
a ;
;
"commercial loan"@en ;
, [
a ;
"0"^^ ;
;
], [
a ;
"0"^^ ;
;
], [
a ;
;
[
a ;
;
]
] ;
"loan extended to a corporation, commercial enterprise, joint venture, or other organization as opposed to a consumer"@en ;
"Such loans may include those that provide working capital, are used to finance the purchase of equipment and/or materials, for facilities and/or improvement of facilities, and so forth, and are typically secured."@en ;
"commercial and industrial loan"@en .
a ;
;
;
"has business purpose description" ;
;
"provides a description of the purpose of the loan from the perspective of the borrower" .
a ;
, [
a ;
;
] .